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Bankruptcy Explained
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Greg Gouner is a graduate of the LSU Law Center, a member of the Louisiana Bar Association, Baton Rouge Bar, Louisiana Trial Lawyers, National Association of Criminal Defense Attorney, National Association of Consumer Bankruptcy Attorneys, and American Bar Association, with many published Bar Review articles.

"Call my office if you would like to discuss your legal issues in detail. Payment plans are available and many matters can be started with little in up-front costs."

If you would like more information,
call to schedule a personal meeting.

Baton Rouge 225-293-6200
Toll Free: 800-404-1921

Here are bankruptcy forms for your convenience. .You may obtain a free credit report here. If you would like more information, call to schedule a personal meeting.

We are well known as Bankruptcy Attorneys - and we blog timely thoughts on bankruptcy - please read and ask questions you may have...

Click or scroll down to see blog posts about bankruptcy issues from Greg.
Member: National Association Of Consumer Bankruptcy Attorneys

Member: Better Business Association
AVVO Rated
Martindale Hubble Listed
Featured on
Louisiana Lagniappe TV
and in DIGG Magazine
Areas of Practice


Speeding/Traffic Tickets

Criminal Law


Personal Injury

Drug Charges

Asset Forfeiture



Landlord/ Tenant/ Evictions

Employment Law (Last Paycheck Issues)

Other Issues

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

LA Bill Relief
We get calls asking if Congress ended bankruptcy years ago. The fact is…bankruptcy is still an available option. Once you file, the automatic stay (which suspends a lawsuit, eviction, or debt collection proceedings) still goes into effect and immediately stops collection efforts. You may even be able to get back some of your garnished funds. The main change created by Congress with bankruptcy reform legislation – officially called the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 – was to establish a test to determine consumer eligibility for bankruptcy relief per Chapter 7 (where assets are liquidated and debts discharged), and extend the payments for Chapter 13 cases up to five years. If you file Chapter 7 bankruptcy, you need to pass the “means test” to qualify for Chapter 7. This test determines if you have enough money to pay back a percentage of what is owed to your creditors. The court considers your actual living expenses in conjunction with IRS estimates for living expenses. Allowable deductions (such as secured creditor payments, child support payments, costs to care for a disabled or sick family member or yearly private school expenses) are also factored. If you have a total household income falling below the state’s median family income amount, you need to pass the means test to determine eligibility to petition for Chapter 7. If you pass, Chapter 7 bankruptcy is likely to be allowed and granted to you by the court.

We are a full service law office serving the
needs of Louisiana with a focus on Bankruptcy.  
We have the experts and the resources to fully support
your needs no matter how varied or complex. 

Initial appointments are often without charge.
Please click if you would like someone to contact you. 
An attorney for more than 20 years, Greg Gouner practices statewide. He handles cases in Baton Rouge, New Orleans, and surrounding parishes. Greg is licensed in Louisiana and Texas.

"We've helped people escape millions of dollars in debt and given thousands of Louisianans and their families a fresh financial start."

We focus on Chapter 7 and Chapter 13 consumer debt.

"Whether your debts are large or small, we can help you evaluate your financial situation and decide if bankruptcy is the right choice for yourself or your family."

Bankruptcy can stop garnishments, save your home, and restructure debts. We can often get interest rates reduced on credit cards and vehicles. When we meet we will discuss both bankruptcy and non-bankruptcy alternatives.
Baton Rouge 225-293-6200
Toll Free: 800-404-1921

Sonya Ryland
of Counsel in
Bankruptcy and Family Law.

11750 Bricksome Ave.   Baton Rouge, LA 70816
 Bar Admissions

U.S. Middle District Court of Louisiana
U.S Eastern District Court of Louisiana
U.S. 5th Circuit Court of Appeals

You will find this site helpful in learning about our practice areas. It is also a resource of basic information about a variety of laws that affect you and your family.

Call to schedule a personal meeting or set up a phone appointment. Baton Rouge
Toll Free

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We represent clients throughout Louisiana, including the communities of Baton Rouge, Gonzales, Livingston, Plaquemine, Shreveport, Thibodaux, Lafayette, Hammond, Covington, Iowa, Jennings, Assumption, Slidell, Metairie, Kenner, New Orleans, Houma, and others including East Baton Rouge Parish, West Baton Rouge Parish, Ascension, Assumption, Jefferson Davis, St. Tammany, Jefferson, Iberville, Lafourche, Terrebonne, Livingston, Lafayette, Tangipahoa, St. Martin, Assumption, Rapides, and Amite Parish, LA.

Fact-based insight and observations on the law surrounding DWI and other legal issues.

Five Things “They” Don’t Want You to Know About Bankruptcy
There is a lot of misinformation about bankruptcy. Some of it is intentionality spread by people with an agenda to keep their customers from filing for relief. Here are five things the established, big creditors do not want you to know about the bankruptcy process.
Clearing The Air About Bankruptcy
We get fairly regular calls at our office asking if Congress ended bankruptcy years ago. The fact is…bankruptcy is still an available option...

Bankruptcy and Medical Debt
Despite the government’s attempts to initiate affordable care, millions of Americans have no medical insurance. As a result, many people are forced into personal bankruptcy when they are unable to pay their looming medical bills.
When Bankruptcy Increases Your Credit Score
As hard as this may be to believe, filing bankruptcy can actually increase your credit score. It typically adds as much as a hundred points or more to your score by getting rid of debt you could not pay off--making you tens of thousands of dollars richer.